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Top Rewards Cards Compared

The Best Rewards Credit Cards

Everybody loves a gift. What better way to get one than with a rewards credit card.

Use your cards for everyday purchases and pile up the points. Just make sure you can pay your bills on time. You don't want to lose whatever benefit you get from the rewards to interest fees.

What to Look for in a Rewards Credit Card

Low or no annual fees, at least a 25 day grace period and a low interest rate are essential.

If possible, you want to stay away from cards that use "two-cycle" billing and the "universal default clause", but you'll have to read the fine print to determine if any specific lender does (and it appears more and more do).

Then you want to look for the card that offers the rewards you want: this can be cash back, air miles points or merchandise rewards. You want to earn points on all purchases and want no - or very high limits - on how many points you can accumulate yearly. Of course, the points should not have an expiration date.

In addition to points, these cards usually have incentives to join, low introductory rates, bonus points or more.

Of these offers, I particularly like Blue Cash® from American Express and the Miles by Discover® Card. They offer a nice package of incentives and rewards. Blue Cash also carries a very attractive APR.

Top Rewards Credit Cards

Discover® Open Road Card

0% Intro APR*
Save at the pump and everywhere else.*
5% Cashback Bonus® on gas and auto maintenance purchases
5% to 20% Cashback Bonus at top online retailers*
Up to 1% Cashback Bonus on all other purchases
Unlimited cash rewards
Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

Apply Now!

Chase Flexible Rewards Platinum Visa® Card

Why settle for a rewards credit card that limits your choice of rewards?
With the Flexible Rewards^SM Platinum Visa® card, you can earn 1 point for every eligible dollar spent and turn everyday purchases into extraordinary rewards:

Merchandise - Choose from a variety of great brand name products.
Travel - Earn airline tickets, hotel stays or car rentals.
Cash back - Redeem 3,500 points and receive a $25 check.
Gift cards - Get free stuff from your favorite stores and restaurants.
Enjoy great rewards that you can redeem with as few as 2,500 points.
Save even more with a 0% Intro APR for up to 6 months and no annual fee.
Apply Now!

Blue Cash® from American Express

Up to 5% Cash Back with Unlimited Cash Rewards
Earn unlimited cash back
0% Intro APR for 6 months
Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
No Annual Fee

Apply Now!

Miles by Discover® Card

A
Miles card with no annual fee!
No blackout dates
Double Miles on food and travel, up to $3,000 each year
1 Mile for every $1 you spend
Unlimited Miles while your account is active
0% Intro APR*
Apply Now!

Chase Free Cash Rewards^SM Visa® Card

1 point for every eligible dollar in purchases
1,000 Bonus Points after your first purchase
Intro 0% Fixed APR for up to 6 months*
No Annual Fee
Get your rewards with as few as 2,500 points
Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned

Apply Now!

American Express® Preferred Rewards Gold Card

You can earn 10,000 Membership Rewards® bonus points after your first purchase with the Card - redeemable for a $100 gift card
The Membership Rewards® program—Whatever you want to do, this is the rewards program that can help make it happen. Exciting travel, entertainment, shopping, and dining experiences are waiting for you
Gold Card Events—exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide
Global Assist® Plus Hotline and many more benefits included.
Purchase Protection Plan, and many more benefits included
No Pre-Set Spending Limit
Apply Now!

Chase BP Visa® Rewards Card

0% APR for up to 6 months
No Annual Fee
Double Rebates for two months
5% rebates on all participating BP location purchases
2% rebates on all eligible travel and dining purchases
1% rebates on all other eligible purchases
No limit on rebates
Redeem every $25 rebates for: BP Gift Card, cash, donation to the Conservation Fund

Apply Now!