Financial Services

Shop Online and Save on Mortgages, Loans and Credit Cards

The Internet has made it much easier for consumers of all types, but especially of credit, to become better informed. No longer do you have to deal with a local bank on a take-it-or-leave-it basis.

Potential borrowers can fill out free, no obligation online forms and get offers from lenders on the other side of the country that they never even heard of. This is a great boon, especially for those with poor credit.

There are several very good reasons you should shop around for loans, especially mortgages.

Some lenders will consider a given credit score, for example 680, as prime, while other will consider it sub-prime. You could save thousands over the course of the loan if you obtain prime financing. Initial fees will also likely be lower.

There is a built in conflict of interest within banks and mortgage brokers. The bank wants to charge you a high as possible interest rate. Unfairly classifying a borrower as sub-prime is one obvious example.

A realtor will refer a potential home buyer to the bank or broker that pays the highest commission to him.

A mortgage broker might be tempted to push a loan, not because it is the best deal for the customer, but because it pays the broker better than another deal would.

So the mortgage sites available here are invaluable to you. You can keep everyone honest by knowing what the best deal you can get in the country. You can also make proper comparisons based on loan amount and other terms issued on the same day.

Borrowers with poor credit will likely see even more variations from lender to lender as each will access the risk differently.

But the likelihood of getting a reasonably good deal will increase.

As far as credit cards go, being able to compare among the overwhelming array of offers can again save you lots of money. The interest rate is important, but so are such things as the annual fee, the grace period, late fees and other penalties and whether there is a “universal default clause” Also look for banks that offer online access to your account and give you the option of paying online.

I have also included some financial magazines, newsletters, insurance brokers and saving and investing firms in this list.

There are also firms that specialize in credit repair, guard against identity theft, automate the budgeting process and help those financially stressed to reduce debt and avoid bankruptcy.

So here you will find some of the best financial services available on the Internet.

Mortgage Brokers

These services allow you to fill out one free, no obligation, online form and get back up to four mortgage offers.

CreditSoup Mortgage Loans

GuideToLenders

Reverse Mortgages

Senior Lending Network
Reverse mortgages for seniors.

Credit Cards

For the top credit card offers, by category, click on any link below:

Top Air Miles Cards

Top Bad Credit Cards

Top Balance Transfer Cards

Top Business Cards

Top Cash Back Cards

Top Gas Cards

Top Low Intro Rate Cards

Top Rewards Cards

Top Student Cards

American Express
American Express offers travel rewards, cash back and specialty cards for individuals and businesses.

Discover Credit Cards
Discover offers its famous Platinum Card, along with Business, Gas, Air Miles and Student Cards.

Pulaski Bank Visa Gold
A low APR card from one of the Top 10 Consumer Friendly Banks.

Auto Loans

Instant Approval Auto Loans

Instant Car Loans

MyAutoLoanFinder
Fill out one form and get up to four offers.

Bankruptcy Attorney Referral

Total Bankruptcy
Find local bankruptcy attorneys.

Credit Repair

Academy Law
Academy has helped thousands of satisfied customers repair their credit.

Lexington Law
Lexington has helped over 200,000 Americans clear up their credit reports.

Debt Settlement

Debt Relief Options
Debt Relief Options will match you with a debt settlement company once you complete a short form.

Debt Relief Network
Debt Relief Network will work with you to help you reduce debt and avoid bankruptcy.

Credit Reports and Identity Theft Protection

Privacy Matters from Adaptive
Credit reports and scores, plus protection form Adaptive.

Insurance

21st Century Insurance Company

AIG Auto Insurance
Save money with the country's fastest growing auto insurance company.

eHealth Insurance
The nation’s largest health insurance broker allows you to compare group or individual plans and pricing online.

InsureMe
Shop and Compare multiple Auto Insurance quotes for free.

Netquote.com

Personal Finance Software

Mvelopes
Mvelopes offers an automated budgeting system, online bill paying, portfolio management, and free financial education.

Online Banking

Bank of Internet Checking Accounts

Swift Business Line of Credit
For small businesses - a line of credit up to $100,000.

Investing

Bargain Home Network
Homes in foreclosure and car repossession deals.

Financial Publications
Keep on top of financial and investing news and trends by subscribing to at least one good financial publication.

Ideal Financial Solutions
Learn the secrets of turning your good credit into wealth - personal cash flow managment solutions.

Upromise
Automatically save for college while making everyday purchases.

Value Line Daily Options Survey Trial Offer!  Click here.

Credit Counseling

Debt Wave
Debt Wave is an online credit counselor.

Professionals

Legal Match
Search for lawyers who can handle your problem.

National Tax Relief
Professional tax help since 1989. File back taxes, Settle tax debts, Eliminate penalties, Stop tax collection.

Tax Filing

File online with TurboTax: #1 rated and #1 selling tax software!

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