Cash is the Best Reward: The Top Cash Back Credit Cards
Of all the rewards you can get from a credit card, cash is my favorite.
But it's easy to run up your credit card debt beyond what you can afford to repay each month. Then you can count on the cash being charged as interest far exceeding your earnings.
What to Look For in a Cash Back Card
As with any other credit card, start with the essentials: low or no annual fees, at least a 25 day grace period and a low interest rate; if possible, you want to stay away from cards that use "two-cycle" billing and the "universal default clause", but you'll have to read the fine print to determine if any specific lender does (and it appears more and more do).
Next you want a card that offers you a the most opportunities to earn cash back points and no - or a very high limit - on how much cash back you can earn yearly. You want a high cash back return, say 5% instead of 1%, as well as points for every purchase made.
For example, Blue Cash® from American Express offers up to 5% back without limits. Otherwise the rates are low and there is no annual fee.
Compare these offers and pick the one that would earn you the most money based on your shopping habits.
Why settle for a rewards credit card that limits your choice of rewards? With the Flexible RewardsSM Platinum Visa® card, you can earn 1 point for every eligible dollar spent and turn everyday purchases into extraordinary rewards:
Merchandise - Choose from a variety of great brand name products.
Travel - Earn airline tickets, hotel stays or car rentals.
Cash back - Redeem 3,500 points and receive a $25 check.
Gift cards - Get free stuff from your favorite stores and restaurants.
Enjoy great rewards that you can redeem with as few as 2,500 points.
Save even more with a 0% Intro APR for up to 6 months and no annual fee.
Subscribe to Credit Yourself RSS feed
Blink
Del.icio.us
Digg
Furl
Google
Simpy
Spurl
Technorati
Y! MyWeb