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Reward Your Business with These Business Credit Card Offers

Most small businesses are under-capitalized and find it hard to get credit. One way to approach the problem is to try for a business credit card, which might be easier to obtain than a bank

or SBA loan.

What to Look for in a Business Credit Card

If possible you want the business to be responsible for the debt, not the business owners personally. With a new business this may be next to impossible, but it's worth a try.

Other than that, you would look for the same things you would in a consumer credit card: low or no annual fees, at least a 25 day grace period and a low interest rate are essential.

If possible, you want to stay away from cards that use "two-cycle" billing and the "universal default clause", but you'll have to read the fine print to determine if any specific lender does (and it appears more and more do).

Business credit cards tend to carry higher credit limits. Other than that they offer a variety of incentives and also usually offer either rewards or cash back.

A new business credit card, The American Express SimplyCash(SM) Business Card offers a good combination of incentives and rewards. I like the fact that your cash back rewards are automatically credited to each month's statement.

Compare the offers below and pick the one that gives your business what it needs most.

Top Business Credit Card Offers

Advanta Platinum BusinessCard with Rewards

0% APR for 16 Months on Balance Transfers, 7.99% Fixed APR thereafter
7.99% Variable APR on Purchases
Choice of 5% Cash Back or Travel Rewards
No Annual Fee and No Limit on Earnings
$0 Fraud Liability
Personalized card -- your company name on the top of the card

Apply Now!

The American Express SimplyCash(SM) Business Card

Earn 5% cash back on gas, office supplies and wireless services
Earn 1% on cash back on virtually all other purchases
Cash back is automatically credited to the statement each month
No fee with the flexibility to pay in full or carry a balance
0% introductory APR for the first 12 months
OPEN Savings® : Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more

Apply Now!

Advanta Platinum BusinessCard

0% Intro APR on Balance Transfers and Purchases for 12 Months
Prime + 5.99% Variable APR thereafter
Up to $50,000 Credit Line
No Annual Fee
$0 Fraud Liability
Personalized card -- your company name on the top of the card

Apply Now!

Discover® Business Card

0% Intro APR* on Balance Transfers and Card Purchases for 12 months
5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
No Annual Fee
Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don't accept credit cards

Apply Now!

Blue Cash® for Business Credit Card

Up to 5% Cash Back
There's no limit on the cash back you can earn
Earn cash rewards on purchases made by Additional Cardholders
0% Intro APR for 6 months
No annual fee
Option to pay over time or pay in full
OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more

Apply Now!

Chase Platinum Visa® Business Card

Save with 0% Intro APR for up to 12 months*
Free Online Reporting - Quarterly reports enable you to monitor your business spending.
No Annual Fee
Platinum Business Benefits - Valuable benefits such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and Travel Accident Insurance.
Visa® Business Partner Advantage - Savings of up to 20% from leading retailers with special offers on computer equipment, office supplies and more.

Apply Now!

Business Gold Rewards Card from OPEN^SM the small business team

Business ownership has become more rewarding
No limit to the number of Membership Rewards® points you can earn, plus up to 40,000 bonus points* in your first year
Points have no expiration date
No pre-set spending limit* and no finance charges
Discounts with FedEx, Delta®, Courtyard by Marriott®, and more
Automatic Complimentary enrollment in the Membership Rewards program
Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees

Apply Now!

Chase Business Cash Rewards Card

Earn up to 5% cash back with unlimited rewards potential.
With no merchant or category spending restrictions, you can earn points by shopping wherever you want, for whatever you want.
0% Intro APR for up to 6 months
Pay No Annual Fee
Receive quarterly management reports
Receive additional cards your employees can use

The Chase Business Cash Rewards Card gives you a great way to earn on every business purchase you make. Apply Now!